You can find the right product whether you are just getting started saving for retirement or have an exsisting account. CiB will provide you with a way to grow your account in a steady and safe manner. We like to say that we have never lost a dime of our clients money. This is because our clients have chosen fixed annuities. Fixed means that you choose between a given fixed rate of return or a variable return with a worst case floor on your return. The key is that you are guaranteed no losses.
In today's economy it is nice to have a safe haven for some of your money. An annuity product is a financial instrument that provides a means to accumulate funds for a future point and then systematically distribute those funds over a given period. These vehicles are made for windows of 3-15 years depending on the product. So this is long term money, not expected to be used over the life of the investment.
Whether you are a beginner or have investment experience diversifying your money with high rate fixed products is a safe place to get tax preferrred treatment with dependable returns.